CO129-346 - Governor Sir Lugard - 1908 [1-3] — Page 182

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Re Section 34 (page 899) and First Schedule (page 900) Section

34 provides that any Company having made a deposit in Great

Britain shall be exempt from provisions of this Ordinance. Such

Companies will, of course, make their returns to the Board of

Trade in the form prescribed by the Act of 1870. Under these

circumstances it would be grossly unfair to demand from the

Companies not making returns in Great Britain any particulars

not required by those returns. On reference to the first

Schedule Revenue Account it will be seen that it is necessary

to divide the Premium into Premiums on New Policies, and Re-

-newals, and also to divide the commission into Cormission on

first premiums, and Commission on Renewals. This gives the

Agents of home Companies, that is, Companies, making returns in

Great Britain, information about Chinese Companies which the

Chinese Companies could not obtain about the home Companies,

and of which unscrupulous use might be made to the detriment

of the Chinese Companies. The amount spent in advertising has

also to be given and in the second schedule the amount "Claims

Resisted by the Company" neither of which is required from

Companies making returns to the Board of Trade. None of these

items should, I think, he asked for until the similar items

are required by the Board of Trade. Taking the item "Claims

Resisted by the Company" the Agent of the home which no such

item appears, the figures being included in some other item,

either Miscellaneous Creditors or Outstanding Clains,

Re 5th. Schedule Specimen of form under Heading No. 7 (page

903). In the note at the foot of the schedule these words

appear "If policies are issued in or for any country at rates

of premium deduced from tables other than the European Mortality

Tables adopted by the Company, separate Schedules similar in

form to the above, must be furnished". This clause seems to me

not at all to express what is intended. In the first place the ordinances refer principally to Companies doing almost entirely

an Eastern business. The premiums charged by these Companies

are